• List of Articles financing

      • Open Access Article

        1 - Investigating the effect of corporate and performance variables on the choice of financing method and the interaction of financing method on these variables
        Mohammadreza Pourebrahimi Alireza Daliri Ali Saghafi Hossein Abdoh tabrizi
        Nowledge-based economy has a significant impact on increasing per capita production, social welfare, reducing inequality in income distribution, increasing job opportunities and improving the quality of the environment and improving the quality of products as the main c More
        Nowledge-based economy has a significant impact on increasing per capita production, social welfare, reducing inequality in income distribution, increasing job opportunities and improving the quality of the environment and improving the quality of products as the main characteristics of sustainable development. In this regard, in the statement of the resistance economy, the Supreme Leader of the Knowledge-Based Economy has announced one of the main policies in order to achieve the goals of the resistance economy. In order to achieve a knowledge-based economy, attention and emphasis on the role of companies active in this field is necessary and undeniable. In order to develop these companies and make their role in economic processes more colorful, it is necessary to identify the variables affecting these companies and conduct the necessary studies in order to make appropriate decisions. One of the key elements in the development of knowledge-based companies is the issue of financial resources of these companies. Existence of an efficient financial system in knowledge-based companies can pave the way for the growth and development of these companies and advance their development plans with the least financial cost. In this research, using regression approach, the effect of corporate and performance variables on the choice of financing method is identified and also the interaction of financing method on these variables will be investig Manuscript profile
      • Open Access Article

        2 - A Development Bank for Small and Medium Enterprises in Iran (SME bank of IRAN)
        Mohammad reza Edraki
        Financial supports just include a part of SMEs essential needs which will be performed through Banking institutions, Development Financial Institutions (DFIs), Leasing and Factoring Companies, Venture Capital Companies (VCs) to support and assist these Enterprises. But More
        Financial supports just include a part of SMEs essential needs which will be performed through Banking institutions, Development Financial Institutions (DFIs), Leasing and Factoring Companies, Venture Capital Companies (VCs) to support and assist these Enterprises. But development and formation new technical institutions in financial and advisory services lines from SMEs still seems to be necessary. SME Bank of Iran is one of these new and necessary institutes which can be effective as a Development Financial Institution to initiate SMEs businesses, and responding to their special necessity. This Bank as a financial institute and through related financial and advisory proceses can help for financial supports and necessary supplement helps of SMEs. Advisory services in SME Bank of Iran, absolutely, must be presented in an integrated form for financial supports and venture creation. Manuscript profile
      • Open Access Article

        3 - Legal frameworks for mass financing of start-ups and providing a technological model to address its challenges: requirements and policies
          Mahdi  Naser hamide zaree
        Collectively financing start-ups and startups is one way to develop a country's economic system. This mechanism takes place in four forms based on donation, reward, loan and stock, the most common of which is stock-based financing. The main question of the present stud More
        Collectively financing start-ups and startups is one way to develop a country's economic system. This mechanism takes place in four forms based on donation, reward, loan and stock, the most common of which is stock-based financing. The main question of the present study is what are the challenges of implementing the collective financing process in a financial system and what can be the role of technology in providing useful solutions to solve these challenges? The present study describes the qualitative research method and the method of collecting documentary information. This mechanism faces three main challenges of transparency, maintaining the security of information exchange and storage, and protecting the privacy of individuals. The solution is to implement decentralized platforms in one country. However, this process requires some legislative and executive policies, including the granting of digital signatures, the validation of virtual currencies and the mechanism for extracting and exchanging these currencies, the adoption of comprehensive laws on the provision of general legal dimensions related to collecting, processing and storing private information and awareness. It's part of the people. In order to explain the mentioned topics, the present study in three speeches first explains the nature of the types of collective financing and its implementation mechanism and then expresses monitoring and support measures, challenges and technological solutions to solve the challenges of implementing this mechanism. Manuscript profile
      • Open Access Article

        4 - Researching into Equity Based Crowdfunding model for start-ups and micro-enterprises in Iranian economy
        Hossein Hasanzadeh sarvestani vahid nekouei Mohammad soleimani
        One of the main challenges for start-ups and micro-enterprises in the Iranian economy is how to finance; Therefore, several attempts have been made to introduce financial tools and institutions to address this challenge. The expansion of electronic and social networks, More
        One of the main challenges for start-ups and micro-enterprises in the Iranian economy is how to finance; Therefore, several attempts have been made to introduce financial tools and institutions to address this challenge. The expansion of electronic and social networks, as well as the development of the Web2, has facilitated the attraction of micro-capital through public; One of the financing solutions for start-ups and micro-enterprises is to use the equity based crowdfunding model. The present article uses a descriptive-analytical method to investigate the model of equity based crowdfunding to solve the problem of initial financing of start-ups and micro enterprises in the Iranian economy. The purpose of this article is to extract the operational model of equity based crowdfunding and to review the necessary measures to promote this model in the Iranian economy; The results of this study show that the equity based crowdfunding model is more complex than other methods of crowdfunding and due to its important application in supporting start-up businesses as well as the growth and importance of this model to attract public capital, a set of advance Structural needs such as credit rating working group, comprehensive information system and monitoring and evaluation working group should be provided and necessary measures such as formulating appropriate laws and regulations and designing a precise operational process to promote the equity based crowdfunding model in the country should be considered. Manuscript profile
      • Open Access Article

        5 - strengthening the participation of the nongovernmental sector in financing higher education
        atiyeh dadjoye tavakloli MohammadAli  Hosseini Mostafa  Niknami Mohammad Javad  Salehi
        The purpose of study is to provide a model for the participation of the nongovernmental sector in higher education financing. By examining theoretical foundations and researches, a number of indicators and factors influencing the ways of financing higher education were More
        The purpose of study is to provide a model for the participation of the nongovernmental sector in higher education financing. By examining theoretical foundations and researches, a number of indicators and factors influencing the ways of financing higher education were identified and then during a semi-structured interview with 12 faculty members who had experience in financing ways, A total of 50 indicators were identified and then, by the content validity of the indicators adjusted and finally were approved by the experts for 11 factors influencing and based on the obtained indicators, a questionnaire with 41 items was formulated. The questionnaire distributed and collected in a field study among 392 faculty members of the Humanities University of Tehran province, which were selected by available sampling method. The results showed that in state universities, the government had the largest share and the creation of a higher education bank had the lowest share in funding. While in private universities, students (tuition) have had the largest share of contributions and loans or loans from international institutions having had the smallest share in funding. Manuscript profile
      • Open Access Article

        6 - Identify the critical factors for sustainable banking success with a mixed approach
        Alireza Aliahmadi Mir Hamid Taghavi Ali Bonyadi Naeini
        A new concept in the area of achieving sustainable development goals is sustainable banking which is of particular importance in developing countries. To succeed in achieving sustainable banking goals, it is necessary to identify and conceptualize the underlying factors More
        A new concept in the area of achieving sustainable development goals is sustainable banking which is of particular importance in developing countries. To succeed in achieving sustainable banking goals, it is necessary to identify and conceptualize the underlying factors. This paper aims to identify the critical factors for sustainable banking success. This paper is an applied research in terms of purpose and has been done with a cross-sectional survey approach. Semi-structured interviews and expert questionnaire were used for data collection. The statistical population of the study consists of managers and experts of the central bank selected by purposeful sampling from among these experts. The research methodology is a mixed (qualitative-quantitative) approach. In the qualitative phase, the thematic analysis method is used to identify the critical factors for sustainable banking success. Then, at the quantitative stage, the identified factors are screened and prioritized based on the Fuzzy Delphi and SWARA method. The results show that the critical success factors of sustainable banking can be categorized into three factors: input factors, process factors and output factors. Support entrepreneurs, marketing management, clear regulation and process evaluation are of the utmost importance in the field of sustainable banking. Manuscript profile
      • Open Access Article

        7 - Designing a policy model for financing technological entrepreneurship in the early stages of creating a business in Iran
        Mohsen Noorali Sorkhani eynollah keshavarz tork Moqtadaalanam  Ravanbakhsh,
        <p>the present study seeks to semantically reconstruct the various dimensions of the model / optimal model of technological entrepreneurship financing policy in the early stages of business creation using the combined approach and the exploratory goal of the field theor More
        <p>the present study seeks to semantically reconstruct the various dimensions of the model / optimal model of technological entrepreneurship financing policy in the early stages of business creation using the combined approach and the exploratory goal of the field theory analysis method in the qualitative section and using the opinions of senior managers. And the professors specializing in this field have examined the existing concepts and interpretations from their point of view and in the quantitative part a questionnaire has been made using the main concepts extracted from the qualitative part in order to generalize and confirm the findings. In this research, first in order to identify financing methods and also the criteria for selecting the appropriate financing method, fuzzy Delphi method is used and then to determine priorities, hierarchical analysis is used and after determining these weights through TOPSIS method to prioritize the option. The issues raised were addressed. The results showed that among the methods of financing the formation of cooperative companies (0.93), receiving facilities with weight (0.87), issuing participation bonds with weight (0.72), creating investment companies (0.60), presence in the stock market (0.33) ), Creating a plan as a shareholder (0.22), and finally attracting foreign capital (0.00001) had the highest and lowest priority among financing methods, respectively.</p> Manuscript profile
      • Open Access Article

        8 - The international responsibility of states for terrorism and its financing
        Baqer  Shamloo ahmad mohammadi
        In the sphere of international law, governments have an obligation to prevent and combat terrorism related crimes and not to support or sponsor these crimes. A government that directly or indirectly commits, sponsors or indulges in terrorism related crimes will be held More
        In the sphere of international law, governments have an obligation to prevent and combat terrorism related crimes and not to support or sponsor these crimes. A government that directly or indirectly commits, sponsors or indulges in terrorism related crimes will be held liable by internal law. Any support for terrorism, whether directly or indirect, according to international conventions is prohibited. Apportioning/holding the government responsible internationally according to civil and criminal acts for which the terrorism act was committed can be an appropriate response to this state sponsored terrorism. This article analysis the international responsibility of governments for acts of terrorism and its financing. The present article has been written by descriptive-analytical method and based on written documents and sources and its information has been sourced through journals, books and articles available in the library through research. The present study concludes that with the spread of government sponsored terrorism and other international crimes enormous death rates and destruction of property, environment and livelihoods is witnessed. These losses left by them, including targeting the vital interests of governments harms the threat of international peace and security. Most of the countries in the world understand the need to implement and apply the theory of international criminal justice. The governments have come to believe that the positive results of such an approach and realised that the benefits far outweigh the possible negative consequences to combat international crime. And this is possible only by accepting and implementing strategies to protect and insulate from such criminal acts. The responsibility of the governments and individuals in accepting criminal liability should be objective. And hold groups and individuals who commit such crimes responsible. Manuscript profile
      • Open Access Article

        9 - Designing a model of corporate innovation with an emphasis on official financing
        Abdolhossein  shafaee Majid Ashrafi arash naderian maryam bokharaeean
        The purpose of the current research was to design a model of corporate innovation with an emphasis on official financing. The present research in terms of purpose is Practical and In terms of data collection method Descriptive survey and it was done in a mixed way. In t More
        The purpose of the current research was to design a model of corporate innovation with an emphasis on official financing. The present research in terms of purpose is Practical and In terms of data collection method Descriptive survey and it was done in a mixed way. In the first stage, Strauss and Corbin's grand theory qualitative method was used to build the model, and descriptive-analytical quantitative method and correlation type based on structural equation model were used to test the model. In the qualitative section to conduct field interviews, the statistical population of the research was Habargan, who were familiar with the subject, and these people were selected as a snowball for qualitative interviews on the subject of the research (15 interviews). After collecting the information from the qualitative research, a questionnaire was created and this questionnaire (110 items) was distributed among all experts in the field of economics, banking and innovation in Golestan province (65 people). 54 research questionnaires were analyzed. According to the T-Value values (more than 2.58), it was found that at the level of 0.99, both official financing models are confirmed and all the relationships in the research model were confirmed. Creating databases regarding financing capacities in the corporate structure, developing a legal framework and structure in the field of financing in the corporate field, creating steering committees in companies to develop corporate innovation, attracting and cultivating financial and economic specialists in companies. It is recommended in the field of facilities and financial resources Manuscript profile
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        10 - Identifying factors affecting financing and its effect on the performance of production and distribution companies in the cooperative sector
        Hadi  Movludian seyed hesam vaghfi Effat  Akbari Sedighe  Kamranrad
        Hadi Movludian SeyedHessam Vaghfi Effat akbari Sedighe Kamranrad Abstract The issue of financing and attracting capital is among the important and influential factors in the decision-making process in organizations and companies. The present research wa More
        Hadi Movludian SeyedHessam Vaghfi Effat akbari Sedighe Kamranrad Abstract The issue of financing and attracting capital is among the important and influential factors in the decision-making process in organizations and companies. The present research was carried out with the aim of investigating the optimal methods for financing the production-distribution cooperative companies of Kashmer city. The statistical population of the current research includes all types of production cooperative companies active in Kashmer city, which number 148 companies. The statistical sample of the research was selected using the Kokoran formula of 85 companies. This research was carried out using the survey method (field research) of distributing questionnaires with standard components and with the help of managers of cooperative companies, experts and experts in the field of cooperatives of the General Department of Cooperatives, Labor and Social Welfare of Kashmer city. To perform the final analysis in the descriptive and inferential statistics section, exploratory factor analysis methods and structural equations were used with the help of Spss 24 and smartpls.3 software. The results of the research showed that the economic status of the members is in the first place, the participation and cooperation of the banks in the second place, Macro political and economic factors in the third place, supporting policies in the fourth place and people's participation in the fifth place are the effective factors on the financing of production-distribution cooperative companies in Kashmar city. Also, the results showed that the financing methods of production-distribution companies of the cooperative sector affect their performance. So that the variable of the economic status of the cooperative members has the most influence and the variable of people's participation has the least influence on the performance of the production cooperative companies active in Kashmer city. Manuscript profile
      • Open Access Article

        11 - Investigating how to finance, formulate and evaluate the first development program in Iran
        nabi omidi
        The first development program in Iran was approved by the National Council in February 1949, and then in July 1948, the law allowing the temporary implementation of the first development program was approved. The duration of this program was seven years. Before the app More
        The first development program in Iran was approved by the National Council in February 1949, and then in July 1948, the law allowing the temporary implementation of the first development program was approved. The duration of this program was seven years. Before the approval of the first development program and during the Second World War, it is important that all economic sectors had negative and unstable growth. In the years leading up to the program, numerous domestic and foreign political problems caused the industrial facilities and factories that had been set up with government support in Iran to be on the verge of closure. The purpose of this research is to examine the foundations of the formation and formulation of the first development program, as well as to evaluate the results and its implementation. The purpose of this research is to investigate how to finance, how to formulate and evaluate the results of the first development program. This research is qualitative and has been done by document analysis. The results of the research show that among the financing sources of the first Program, oil income with 37.1% (7.8 billion Rials) and receiving a loan from the World Bank with 31.9% (6.7 billion Rials) are the main projected financial sources of the program (69% in total) due to The occurrence of important domestic and international issues of these resources did not materialize, which led to the suspension of the program. But this program, as the first national development program, became the basis of the development planning system in Iran, and during its implementation, the organization of the program was formed and limited measures were taken to modernize industries. Also, measures were taken to create new industries and improve the condition of railways and agricultural development. Manuscript profile