List of Articles banking industry

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  1 - Extracting Credit Rules from Imbalanced Data: The Case of an Iranian Export Development Bank
  Seyed Mahdi  Sadatrasoul mohammadreza gholamian Kamran shahanaghi
  10.7508/jist.2015.01.004
  Credit scoring is an important topic, and banks collect different data from their loan applicant to make an appropriate and correct decision. Rule bases are of more attention in credit decision making because of their ability to explicitly distinguish between good and b More

  Credit scoring is an important topic, and banks collect different data from their loan applicant to make an appropriate and correct decision. Rule bases are of more attention in credit decision making because of their ability to explicitly distinguish between good and bad applicants. The credit scoring datasets are usually imbalanced. This is mainly because the number of good applicants in a portfolio of loan is usually much higher than the number of loans that default. This paper use previous applied rule bases in credit scoring, including RIPPER, OneR, Decision table, PART and C4.5 to study the reliability and results of sampling on its own dataset. A real database of one of an Iranian export development bank is used and, imbalanced data issues are investigated by randomly Oversampling the minority class of defaulters, and three times under sampling of majority of non-defaulters class. The performance criterion chosen to measure the reliability of rule extractors is the area under the receiver operating characteristic curve (AUC), accuracy and number of rules. Friedman’s statistic is used to test for significance differences between techniques and datasets. The results from study show that PART is better and good and bad samples of data affect its results less. Manuscript profile
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  2 - Designing a Model of Managing organizational Polotical Behavior With Ethical Approach in Public Sector Banking industry
  farzad ramezani rad Mahmood  RezaeiZade Davood Kiakojouri Mehran  Mokhtari Bayekolaei
  the purpose of this study was to design a model of organizational political behavior management with an ethical approach in the public sector banking industry. For this purpose, after reviewing the literature and theoretical foundations of the research, it has been done More

  the purpose of this study was to design a model of organizational political behavior management with an ethical approach in the public sector banking industry. For this purpose, after reviewing the literature and theoretical foundations of the research, it has been done using a mixed technique (content analysis and structural equations). In this research, in the qualitative section, using the content analysis technique to examine the opinions of 15 experts who are successful bosses and exemplary managers in the banking sector of the public sector at the level of the country's ranks and headquarters through open and in-depth interviews (semi-structured) Snowball sampling was performed. In order to obtain validity and evaluate the strength of the extracted data from the interview, transferability, reliability and verification criteria were used. Data extracted from interviews conducted by thematic analysis method, as 164 open codes (concepts) and 4 pivotal (category) in seven factors in two categories of organizational political behavior and management of organizational political behavior with the approach of ethical principles using MAXQDA software analysis and analysis Were And the research model was drawn from the software output. In a small section, using the questionnaire and after measuring the reliability and reliability and reliability, 365 employees of Bank Melli and Sepah employees based in Tehran province's branches and headquarters were examined by classification method and random sample. Then, using LIZREL software and confirmatory factor analysis technique (CFA), the effect of organizational political behavior management with the approach of ethical principles on the six identified factors of the occurrence of organizational political behavior was examined. And it has the greatest impact on personal factors (individual and moral). And to confirm the proposed model of the final model, structural equation modeling with PLS software was used. Manuscript profile
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  3 - Designing a Comprehensive Personal Productivity Assessment Model for the Personnel in Banking Industry
  Ali  Nemati Hojjat Taheri Goodarzi Parvaneh Gelard Yadollah   Abbaszadeh Sahroun
  The present research aims at designing a comprehensive personal productivity assessment model for the personnel in the banking industry, which has been conducted with a combined (qualitative-quantitative) method. Objective sampling method has been employed for the resea More

  The present research aims at designing a comprehensive personal productivity assessment model for the personnel in the banking industry, which has been conducted with a combined (qualitative-quantitative) method. Objective sampling method has been employed for the research where a number of university elite and experts as well as managers of the banking industry were elected as samples. Semi-organized interviews and closed-ended questions were used as the first and second stages of data collection. The method of analysis in the qualitative section was inductive thematic analysis and in the quantitative section was structural equations modeling, and the results of the research in the qualitative section is indicative of identifying 377 meaningful concepts or propositions resulting from 110 interview texts; however, taking into account the notion of concentration, the meaningful concepts and propositions were reduced to 137 primary themes. Further on, 15 subsidiary themes and 3 levels of main themes were identified. For the quantitative section, a structural pattern was presented for the correlation among the components which depicted that from among the 15 components constituting the personal productivity of the personnel in the banking industry, the highest ratio belongs to social intelligence with the value of 0.82 and the lowest ratio goes for professional competency wit the value of 0.49 Manuscript profile
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  4 - Formulating the Pattern of Individual Development Plan for Human Resource Managers in Banking Industry
  Arian Gholipour abolhassan faghihi MOHAMMAD ALI SHAHHOSSEINI baharak sefidgaran
  managers, especially human resource managers, are recognized as the most important guides in development programs and they can do this in a desirable way if they, themselves have the learning spirit and have a documentary individual planning for development and excellen More

  managers, especially human resource managers, are recognized as the most important guides in development programs and they can do this in a desirable way if they, themselves have the learning spirit and have a documentary individual planning for development and excellence. In our country, despite the attention to the development of managers in different fields, the approach of determining how to implement this development is not very relevant in terms of the specific competencies associated with the organizational domain and business environment and this issue has also been neglected in the banking system. The purpose of this research was to provide a pattern of the individual development plan for HR managers of the banking industry and to explain the components of the development plan and the relationships between them. To provide this framework, the literature and background, models, views and research on the individual development plan were widely studied and the primary pattern was designed, using the results of this step. Then, semi-structured interviews were conducted with 14 senior HR managers in the banking system, and the data were analyzed by using the software analysis (QSR Nvivo). In the following, A group interview was conducted in the form of a focus group with six human resource specialists in the banking industry and professors in this field to validate the proposed framework. Finally, in order to validate and prioritize these components, distribution of the questionnaire has been considered among 32 high-ranking HR managers of the banking system as another step of research. In the presented pattern in this study, the influential factors (strategy, culture and organizational texture), success factors (organizational requirements, design requirements and individual requirements), and Results (cognitive, attitude, skill and performance) are as the components of the individual development planning. Also, expected competencies and competency-based dimensions and how implementation of development measures for the HR managers of the banking industry are identified. Manuscript profile
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  5 - Designing Talent Management Model in Banking Industry
  allahvirdi habibpoor Arian  Gholipour Gholamreza Memarzadeh
  In order to retain competent human resources as a rare and valuable organizational source and guarantee the performance, Successful organizations have considered recognizing and developing talents. The present study is done in order to "design talent management model in More

  In order to retain competent human resources as a rare and valuable organizational source and guarantee the performance, Successful organizations have considered recognizing and developing talents. The present study is done in order to "design talent management model in the banking industry and to determine & prioritize dimensions and components". First, the literature was studied well and according to that, the elemental model was designed. Considering the purpose, the current study is applied and method of the research is mixed exploratory. Then, deep and targeted structured interview was conducted with 15 selected individuals, consisting of two groups of managers, experts and academic experts, as well as managers and banking professionals and gathered data was analyzed using content analysis method and dimensions and components were determined. After that, a researcher-made questionnaire was used to confirm and prioritize research model. For validity of questionnaire, content considered and for reliability, Cronbach's alpha was used. The questionnaire distributed between 164 people including heads and deputies of the of welfare of workers bank, national bank and Saman bank and, in order to analyze the data, the structural equation modeling method was applied using the smart P.L.S.3 software. According to the results of study, nine dimensions and 80 components were identified & prioritized. About this, talent retaining factors, talent management results, talent strategy, talent development methods, talent characteristics, talent absorb and selection methods, talent assessment, banking industry characteristics and organizational culture have significant roles in explaining talent management model in the banking industry. Manuscript profile
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  6 - Testing the Conceptual Model of Factors Affecting the Development of Service Innovation in the Banking Industry (Case Study: Bank Mellat, East Azerbaijan Province)
  Behrouz Amini Naser Fegh-hi farahmand Soliman Iranzadeh
  Innovation plays an important role in the banking industry, which is very competitive. In addition to their social responsibility obligations, banks are responsible for maximizing profitability and increasing shareholder wealth, and the only way for banks to achieve thi More

  Innovation plays an important role in the banking industry, which is very competitive. In addition to their social responsibility obligations, banks are responsible for maximizing profitability and increasing shareholder wealth, and the only way for banks to achieve this desired result is through innovation. Therefore, the purpose of this study was to test the conceptual model of factors affecting the development of service innovation in the banking industry. This research has been based on an applied-developmental goal. In this research, in the first stage, using structural-interpretive modeling, the conceptual model of factors affecting the development of service innovation in the banking industry has been developed and in the next stage, using the path-structural modeling, the developed model has been tested. To collect the data, two researcher-made questionnaires were used, which were distributed among the members of the statistical sample after determining their validity and reliability. The statistical population in the model development section, experts familiar with the subject and in the model testing section, all managers, heads of branches and their deputies in Bank Mellat have been. Accordingly, 13 experts and 108 managers, heads of departments and deputies participated in two parts of the study as a statistical sample. Findings while showing different relationships between the dimensions of service innovation development in the banking industry, show that the process of new service development is the most influential factor and the organization and management are the most influential factor in the development of bank service innovation. Manuscript profile
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  7 - Designing a model based on blockchain technology to strengthen cyber security in the banking industry
  hossein amoozadkhalili neda haghi Reza Tavakkoli-Moghaddam
  10.61186/jstpi.33168.19.76.60
  Designing a model based on blockchain technology to strengthen cyber security in the banking industry is one of the new methods studied in the banking industry to strengthen cyber security. Accordingly, this study seeks to achieve the goal of evaluating a model based on More

  Designing a model based on blockchain technology to strengthen cyber security in the banking industry is one of the new methods studied in the banking industry to strengthen cyber security. Accordingly, this study seeks to achieve the goal of evaluating a model based on blockchain technology to strengthen cyber security in the banking industry based on artificial neural networks. This model is based on a conceptual model used in an MLP neural network simulation that simulates a blockchain-like process. Also, the neural networks created in the block chain have a strong connection and the possibility of breaking them is low. The data became closer to normal distribution after learning, indicating that blockchain technology will be able to provide cyber security. The level of correlation and efficiency presented was also reported and the findings of the study showed that the efficiency related to blockchain technologies after learning reached the level of 770.57 units, which shows that using the MLP method to learn the process of blockchain technology can be Lead to greater efficiency for cyber security. Also, the value of variance is equal to 27.77 and the mean value of computational values is equal to 0.35 and the value of correlation is equal to 0.99. Manuscript profile