List of Articles بانک خصوصی

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  1 - Impact of privatization through exchange on the performance of banks in interest-free banking system based on economic resistive criteria
    Mohammad Nasr Isfahani Mahmood Pirzadi
  After Islamic Revolution in Iran, all private banks were announced public based on Article 44 of the constitution. Accordingly, all private banks were replaced by public integrated banking system. However, establishment of credit financial institutions since1997 paved t More

  After Islamic Revolution in Iran, all private banks were announced public based on Article 44 of the constitution. Accordingly, all private banks were replaced by public integrated banking system. However, establishment of credit financial institutions since1997 paved the way to establish private banks. Finally, central bank announced its agreement for establishment of private banks in February 1998. In April 2000, the law of establishment of non-public banks was passed. In this study, the performance of private banks during 2005 to 2015 was assessed to investigate their failure or success. Additionally, using the Delphi method and investigation of balance sheet of banks, a comprehensive reportwas obtained from status of privatebanks and the impact of privatization on the banking indicators was examined. The results of assessment of balance sheets and obtained data obtained show privatization of banks had a positive impact on efficiency and profitability of banks.In addition, according to the results, "Premium Features" of private banks compared to public banks includedreducedtotal costs of money, reducedoutstanding loans and doubtful debts of the bank, reduced gap between the interest rate paid on deposits and interest received from a given facilities, updating and creating a modern information structure of banking, providing new service, increased productivity of human resources, using specialists and educated manpower, increased profitability, creating a competitive environment and transparency of information, reduced reliance on central bank at deficits times, and management of risk.In addition, by using the Delphi technique, "Top Premium Features" of private banks compared to public banks were obtained and they were weighted using FANP method. Accordingly, four criteria of reduced total costs of money, reducedoutstanding loans and debts, creating a competitive environment and increased productivity of human resources had the highest weights, respectively. Manuscript profile
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  2 - Redesigning Evaluation and Effectiveness in the Training and Development System of Private Banks: Proposing an Integrated Model
  دکتر علی دانا Mohammadreza Nili Ahmadabadi Khadijeh Aliabadi Ali Delavar Mohammadali Dehghan Dehnavi
  The purpose of this study was to study the evaluation and effectiveness system in private banks in order to propose an integrated model for evaluation and effectiveness in private banks. The present study was carried out mixed method. In the qualitative section, the ind More

  The purpose of this study was to study the evaluation and effectiveness system in private banks in order to propose an integrated model for evaluation and effectiveness in private banks. The present study was carried out mixed method. In the qualitative section, the inductive content analysis method was used and a quantitative part of the survey design was used. The statistical population of this study was all employees of the Private Banking in Training and Development unit, and training and development experts who were selected randomly in a randomized, non-randomized, simple and descriptive manner. A semi-structured interview and a researcher-made questionnaire were used to collect data. Validity and reliability of the tools used in the research were confirmed. Also, for analyzing qualitative data, Graneheim and Lundman's method was used and for analyzing quantitative data one sample T test was used. The results showed that the evaluation and effectiveness system in private banks is not well-suited and it is not done in a coherent, organized and integrated way. The findings also showed that the components of the integrated evaluation and effectiveness model of training and development can be classified into 8 main categories. Finally, the results showed that the proposed model is valid from the perspective of experts. Manuscript profile