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        1 - A Centralized core Banking model in cloud environment
        Meysam Bayeriyar
        The network structure of banking systems each bank separately from a central management system and a channel management system. Branches users and customers through different systems to the channel and their request by the central system handled and processing by the ce More
        The network structure of banking systems each bank separately from a central management system and a channel management system. Branches users and customers through different systems to the channel and their request by the central system handled and processing by the central system. But some banks don't has a central management system and have to use different systems, along with several service-providers to do things. this multiplicity of the system of service and , serving is real issue of this thesis, in which lead to various problems, over time, Including decentralization logical storage resources and application of the maximum processing capacity of the banking network. In this thesis is to increase efficiency and maximum use of processing capability and centralized storage systems in Cloud environments ,Different models were examined, and finally one of the proposed models is selected as the basic model and the necessary changes were done, the model is improved. In this study, the technical structure of the Bank has been studied. The Implementation of the proposed model, lead to increase efficiency, availability, and fault tolerance and reliability of the bank. With increasing flexibility, the bank is able to offer a more diverse service. Manuscript profile
      • Open Access Article

        2 - Comparative Study Of late Payment Damage With Usury
        Babak Mohammad Rezapour Faezeh Jahani Moghadam
        In the world of exchanges and international trade which is based on the expansion of the banking system, the delayed payment penalty is accepted as a solution to the depreciation of the currency and also as a condition for the obligation to pay debts from customers in m More
        In the world of exchanges and international trade which is based on the expansion of the banking system, the delayed payment penalty is accepted as a solution to the depreciation of the currency and also as a condition for the obligation to pay debts from customers in most banking systems as well as in various legal rules. But this principle in Islamic countries has sometimes interfered with the concept of Reba, so that some jurists consider it as a Reba and have forbidden it. This principle has been widely debated in our country, but it has been accepted by the legislature as a principle. However, there are still many challenges regarding the legitimacy or lack of legitimacy of the principle of delayed payment penalty in the banking system. In this paper, it is attempted to address the reasons for the legitimacy of the delayed payment penalty in the banking system. Manuscript profile
      • Open Access Article

        3 - Explaining and Designing a Model of employee performance management with integrated approach in the governmental banking systems with methasynthesis and structural-interpretive method
        Maryam Fahima daruosh Gholamzadeh Ahmad vedadi
        This article is aimed at designing and explaining the integrated pattern of employee performance management in the country's state-owned banks. In order to achieve this goal, first the integrated categories of integrated performance management have been identified and v More
        This article is aimed at designing and explaining the integrated pattern of employee performance management in the country's state-owned banks. In order to achieve this goal, first the integrated categories of integrated performance management have been identified and validated, and finally, by determining the model of causal relationships of these elements, the final model has been obtained. This research is based on empiricist philosophy and deductive-inductive method. The present study is a fundamental research in terms of purpose, and in terms of data collection method, it’s a cross-sectional research. In this research, mixed method (qualitative & quantitative) has been used. The statistical population of this article includes professors and experts with management experience in SepahBank and has been used to sample the method of bullet and snow. The sampling process continued until theoretical saturation was achieved, and finally 11 managers of the central offices of SepahBank participated in this study. To identify the infrastructural categories of employee performance management, a metasynthesis method has been used and by using interpretive-structural modeling, an integrated staff performance management model has been presented. Data analysis was performed with MaxQda and MicMac software. The results show that among integrated management structures, performance, planning and targeting and organizational culture have high penetration power and have low effectiveness. So the variables are independent. The two variables of knowledge management and coaching have high penetration power and dependency, so they are transferable variables. Employee performance management variables and performance analysis and revision are also highly dependent but have little influence, so they are dependent variables. Manuscript profile
      • Open Access Article

        4 - Assessing the effect of macroeconomic shocks on systemic risk of the banking system using the SVAR model in Iran
        ali ostadhashemi seyed jalal sharif ali Souri
        In this study, we have used the total capital market index (TEDPIX) as an index of the real sector of the economy and the index of banks and credit financial institutions as an index that explains the developments of the banking system. Also, oil revenues, exchange rate More
        In this study, we have used the total capital market index (TEDPIX) as an index of the real sector of the economy and the index of banks and credit financial institutions as an index that explains the developments of the banking system. Also, oil revenues, exchange rate uncertainty, tax revenues, liquidity, nominal interest rates, inflation uncertainty and GDP have been used as macroeconomic variables in the research period (1370-1396). To estimate the systemic risk of the banking system, the quarterly data of the banks' index is used and the value at risk of the return of the seasonal data of the index is estimated using an exponential GARCH model. In order to model the interaction of macroeconomic variables and systemic risk of the banking system, an unrestricted vector autoregression (VAR) model was estimated and then using instantaneous impact functions and based on Chulsky analysis, systemic risk response to other variables was investigated and analyzed. In order to identify the channels of impact of economic shocks on the systemic risk of the banking system, based on the structures of the Iranian economy, a structural vector autoregression (SVAR) model was specified and then the instantaneous impact functions were extracted and the effect of macro variable shocks on the systemic risk of the banking system was investigated. Also, the effect of systemic risk of the banking system on macroeconomic variables was investigated and analyzed using instantaneous impact functions. Finally, the interaction model of macroeconomic variables and systemic risk of the banking system was approved using the vector autoregressive model. Manuscript profile