List of Articles Commercial Bank

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  1 - Developing a business model framework for commercial banks with an open banking approach
  seyyed hossein ouraee Mohammadrahim Esfidani Masoud Keimasi
  Open banking is a new paradigm that is rapidly growing in the world banking industry. Moving towards open banking and using the capacities and potentials of cooperation with innovative businesses can draw a clear horizon for maintaining banking services' survival as one More

  Open banking is a new paradigm that is rapidly growing in the world banking industry. Moving towards open banking and using the capacities and potentials of cooperation with innovative businesses can draw a clear horizon for maintaining banking services' survival as one of the macro banking strategies. But this requires a change in the traditional business model of banks. The purpose of this study is to provide a business model framework for commercial banks with an open banking approach. In this study, using banks' approach to participate in the financial ecosystem and the type of cooperation with third parties, four types of the strategic approaches and the dimensions of banks' business model in each situation are described. Accordingly, each bank can have one of the roles, including the integrator, producer, distributor, and the platform in open banking. In this research, a multi-case study research method has been used in which, based on the opinion of experts, three banks were studied, selected, and the dimensions of their business model were examined. Sepah Bank as a bank with an integrating role, Pasargad Bank as a bank with a producer role and Ayandeh Bank as a bank with a platform role were studied. According to experts in this field, no bank in Iran has the function of the distributor. The characteristics and the dimensions of each bank's business model vary according to their chosen approach to open banking and interaction with third parties Manuscript profile
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  2 - Employing a meta-synthesis to present a framework for commercial banks’ preparedness indicators in use of blockchain technology
  Zahra Khalili Masoud Keimasi Javad Abbasi Mohammadali Shahhosseini
  Present study aimed at presenting a framework for commercial banks’ preparedness indicators in use of blockchain technology. To this end, the meta-synthesis research method was employed. Among from 306 resources found over meta-synthesis steps, a number of 38 papers inc More

  Present study aimed at presenting a framework for commercial banks’ preparedness indicators in use of blockchain technology. To this end, the meta-synthesis research method was employed. Among from 306 resources found over meta-synthesis steps, a number of 38 papers included our acceptance criteria. The four organizational, technical, individual and environmental factors were identified as indicators of commercial banks’ preparedness to use Blockchain technology. Organizational indicators included infrastructures development, managerial skills, human resources development, company or organization size, financial resources, receptive organizational culture, organizational policies, and senior management support. The technical indicators included complexity, technological security, access to technology, use of technology and specialized manpower. In addition, individual indicators included attitudes toward use, ease of use, perceived usefulness, and understanding of Blockchain technology. Finally, environmental indicators included rules and regulations, technology maturity, information exchange, compatibility, market dynamics, and governmental supports. Manuscript profile
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  3 - Providing an e-learning pattern for Tejarat Bank managers
  Seyede zahra sadat Kiyaei fatemeh hamidi far baharak shirzad kebria
  The purpose of this research is to provide an e-learning pattern for Tejarat Bank managers. This research is qualitative and quantitative (exploratory mix) in terms of applied purpose, in terms of how to collect data. The sample size in the qualitative to theoretical sa More

  The purpose of this research is to provide an e-learning pattern for Tejarat Bank managers. This research is qualitative and quantitative (exploratory mix) in terms of applied purpose, in terms of how to collect data. The sample size in the qualitative to theoretical saturation section was 21 people and in the quantitative section according to Morgan table from the 300 managers of Tejarat Bank headquarters in the five districts of Tehran, 169 people were selected and distributed by stratified random sampling questionnaire. The researcher-made questionnaire in the form of 6 dimensions of paradigm model consisted of 19 components and 147 indicators. In order to identify and confirm the measurement factors, the validity of the questionnaire was tested separately for each dimension by first-order confirmation factor analysis (dimensions consisting of two components) and second-order (dimensions consisting of more than two components). The results show that confirmatory factor analysis confirmed the quantitative results of the Strauss and Corbin Foundation data model to a large extent and the e-learning model of Tejarat Bank managers with 6 dimensions, 19 components and 134 indicators was obtained. Including cultural readiness, technical readiness, educational readiness, environmental readiness; Causal factors include human factors, educational structure and policies, management; Interfering factors include individual approaches, managerial approaches; Strategies included educational approaches, pedagogical and andragogical approaches, educational assessment and evaluation, ease of access, targeted educational quality, innovation and creativity, integrated management and finally the consequences included educational success and meritocracy, foresight, increasing effectiveness and improving organizational performance. Manuscript profile