Identifying the Effective Factors on the Equalization of Premium Rates Received in Line with the policy of managing resources, expenses and Financial Reserves of the Social Security Organization (General Administration of Cities of Tehran Province)
Subject Areas : Special
Ahmadreza Mohamadlua
1
,
Farid Asgari
2
,
Abdollah Nazari
3
,
Farzane Khalili
4
1 - Ph.D. student, Department of Industrial Management, Abhar Branch, Islamic Azad University, Abhar, Iran
2 - Assistant Professor, Department of Economics, Abhar Branch, Islamic Azad University, Abhar, Iran
3 - Assistant Professor, Department of Management, Abhar Branch, Islamic Azad University, Abhar, Iran
4 - Assistant Professor, Department of Economics, Abhar Branch, Islamic Azad University, Abhar, Iran
Keywords: Insurance, Policy Making, Social Security Organization, Insurance Premium Rate, Equalization. ,
Abstract :
The purpose of the present research is to identify the effective factors on the equalization of the insurance premium rates received in line with the policy of resource management, consumption and financial reserves of the social security organization. The research method was qualitative-quantitative. The statistical community is experts in the subject and 20 people were determined as the sample size by snowball method. The method of data collection in the qualitative section is library and field, and the method of data collection in the quantitative section is by using a questionnaire. The validity of the questionnaire is through the opinions of experts and to check the reliability, Cronbach's alpha method was used to analyze the data. Grounded theory method was used in the qualitative part and Delphi method and SPSS5 software were used in the quantitative part. The findings showed that for the model, 37 sub-components were identified that 7 causal factors include the way insurance premiums are paid, the growth of insurance premiums, the rate of insurance premium collection, etc., 8 background factors include the duration of insurance benefits, the number of pensioners, proportionality With the amount of years and ... 7 intervening factors including inflation rate, unemployment rate, value and purchasing power of the national currency and ..., 11 strategies including multi-layer social security system, development of organizational capacity and improvement of management, implementation of policies in the direction of development Management of fund reserves and... 4 consequences including financial and administrative independence, preservation of financial resources to pay future obligations and... the results of the Delphi model indicated the appropriateness of the identified factors
