Promote Mobile Banking Services by using National Smart Card Capabilities and NFC Technology
محورهای موضوعی :Reza Vahedi 1 , Sayed Esmaeail Najafi 2 , Farhad Hosseinzadeh Lotfi 3
1 - Islamic Azad University
2 - Islamic Azad Tabriz University
3 - Islamic Azad University
کلید واژه: NFC Technology , National Smart Card , Mobile Banking , Identity , Security,
چکیده مقاله :
By the mobile banking system and install an application on the mobile phone can be done without visiting the bank and at any hour of the day, get some banking operations such as account balance, transfer funds and pay bills did limited. The second password bank account card, the only security facility predicted for use mobile banking systems and financial transactions. That this alone cannot create reasonable security and the reason for greater protection and prevent the theft and misuse of citizens’ bank accounts is provide banking services by the service limits. That by using NFC (Near Field Communication) technology can identity and biometric information and Key pair stored on the smart card chip be exchanged with mobile phone and mobile banking system. And possibility of identification and authentication and also a digital signature created documents. And thus to enhance the security and promote mobile banking services. This research, the application and tool library studies and the opinion of seminary experts of information technology and electronic banking and analysis method Dematel is examined. And aim to investigate possibility Promote mobile banking services by using national smart card capabilities and NFC technology to overcome obstacles and risks that are mentioned above. Obtained Results, confirmed the hypothesis of the research and show that by implementing the so-called solutions in the banking system of Iran.
By the mobile banking system and install an application on the mobile phone can be done without visiting the bank and at any hour of the day, get some banking operations such as account balance, transfer funds and pay bills did limited. The second password bank account card, the only security facility predicted for use mobile banking systems and financial transactions. That this alone cannot create reasonable security and the reason for greater protection and prevent the theft and misuse of citizens’ bank accounts is provide banking services by the service limits. That by using NFC (Near Field Communication) technology can identity and biometric information and Key pair stored on the smart card chip be exchanged with mobile phone and mobile banking system. And possibility of identification and authentication and also a digital signature created documents. And thus to enhance the security and promote mobile banking services. This research, the application and tool library studies and the opinion of seminary experts of information technology and electronic banking and analysis method Dematel is examined. And aim to investigate possibility Promote mobile banking services by using national smart card capabilities and NFC technology to overcome obstacles and risks that are mentioned above. Obtained Results, confirmed the hypothesis of the research and show that by implementing the so-called solutions in the banking system of Iran.
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