Ghasemi Nezhad, Yaser, fallah lajimi, hamidreza, Sheikhol-Islami Tonekaboni, Ahmad. The Role of IoT Technology Features in Perceived Value Creation, Intention to Advertise and Continue to Receive Customer Services at Sepah Bank. Roshd -e- Fanavari. 2023;19(76):71-78. 10.61186/jstpi.34236.19.76.71