TY - JOUR AU - Fegh-hi farahmand, Naser AU - Amini, Behrouz AU - Iranzadeh , Soliman TI - Testing the Conceptual Model of Factors Affecting the Development of Service Innovation in the Banking Industry (Case Study: Bank Mellat, East Azerbaijan Province) JO - Modiriat-e- farda VL - 21 IS - 71 SP - 55 EP - 72 PY - 2023 DO - ER -