%0 Journal Article %A Fegh-hi farahmand, Naser, Amini, Behrouz, Iranzadeh , Soliman %T Testing the Conceptual Model of Factors Affecting the Development of Service Innovation in the Banking Industry (Case Study: Bank Mellat, East Azerbaijan Province) %J Modiriat-e- farda %V 21 %N 71 %P 55-72 %D 2023 %R %U https://rimag.ir/fa/Article/32355