TY  - JOUR
AU  - Aref, Fariba
AU  - Khamseh, Abbas
TI  -  Providing a Pattern for Services Innovation Management in the Banking Industry with the Structural Equation Modeling Approach (Case Study: tourism bank) 
JO  -  Roshd -e- Fanavari
VL  - 21
IS  - 83
SP  - 32
EP  - 42
PY  - 2025
DO  - 10.61882/jstpi.21012.21.83.32
ER  -