@article{
  author = {Moodi, Mahdieh},
  title = {Study of economic factors affecting insurance penetration rate in Iran with emphasis on economic development},
  journal = {Rahbord-e-Tousee},
  year = {2026},
  volume = {22},
  issue = {85},
  pages = {406-428},
  doi = {},
  url = {https://rimag.ir/fa/Article/54437}
}