@article{
  author = {Haghi Nojehdeh, Ali, Teymorzadeh, hoseyn, esmaeilpour, mansour},
  title = {Evaluation of the factors affecting the acceptance of Sepeh Bank with the technology acceptance model 3 and the structural equation approach},
  journal = { Roshd -e- Fanavari},
  year = {2024},
  volume = {20},
  number = {80},
  pages = {20-31},
  doi = {10.61186/jstpi.39955.20.80.20}
}